Longevity Planning
Here at BCR, we understand the importance of planning for a Long-Term Care (LTC) event for families. Sadly, many agents and financial advisors do not discuss the importance of planning for a LTC event and families tend to rely on “self-funding” from their own retirement savings. Partnering with BCR to have impactful conversations with your clients around LTC not only can provide clear benefits, but also
emotional clarity to clients and their families during the event.
Why LTC Insurance is Important?
Protection
Safeguard risk
Best Health
- Preserve assets
- Protect themselves
- Choose a care setting
- Protect their family
- Maintain independence
Best Health
Safeguard risk
Best Health
- Expect more options while healthy
- Receive rates that are based on age and health
Youngest Age
Safeguard risk
Safeguard risk
- Take advantage of compounding inflation on benefits
Safeguard risk
Safeguard risk
Safeguard risk
- Clients have a 70% chance of needing care
What does LTC cover?
1. Activities of Daily Living (ADL)
1. Activities of Daily Living (ADL)
1. Activities of Daily Living (ADL)
- Help with bathing
- Eating
- Dressing
- Toileting
- Continence
- Transferring
2. Comprehensive Plans
1. Activities of Daily Living (ADL)
1. Activities of Daily Living (ADL)
- Home Healthcare
- Assisted-living facility care
- Nursing home care
3. Severe cognitive impairment
1. Activities of Daily Living (ADL)
3. Severe cognitive impairment
